FINANCIAL INCLUSION LEAVES RURAL HOUSEHOLDS BEHIND: EVIDENCE FROM DELTA STATE, NIGERIA

This Policy Brief draws on a NISER Study on Empowering Every Household through Digital Financial Inclusion.

Financial inclusion refers to making financial products and services accessible and affordable to all individuals and businesses, regardless of their net worth or company size. Financial inclusion strives to remove the barriers that exclude people from participating in the financial sector and using
these services to improve their lives. The internet and Information Communication Technology (ICT) which drives cashless economy is key to financial inclusion as it enables underserved populations and market segments to be reached.

This policy brief draws from a NISER study data to examine rural/urban differentials in access to financial services and levels of participation in cashless economy.